LifeHorizons Termsetter and Termsetter Plus

Term life insurance is a cost-effective choice if you face growing responsibilities on a limited budget, expect your financial responsibilities to decrease after a limited period or want to free your funds for other uses.

LifeHorizons Termsetter and Termsetter Plus offer a variety of options to provide you with flexibility to build an insurance program based on your individual insurance needs.

Termsetter provides a level term death benefit with available guaranteed periods of 10, 15, 20, 25 and 30 years. Termsetter Plus features level term death benefits, guaranteed periods of 15, 20, 25 and 30 years and a money-back guarantee with the return of premium feature.

Insurance that protects

Loans
Term life insurance proceeds can help pay off your mortgage if you or your spouse were to die. And a mortgage isn’t the only financial burden your family may face when you die. Term life insurance proceeds can also help pay off car, business or personal loans.

Education Expenses
Your children’s educational needs can increase your family’s financial needs. You may have already borrowed some or all of this expense. With term life insurance this budgetary need may be fulfilled.

Financial Stability
Term life insurance proceeds provide a source of income for your family when they need it most.

Protection that saves

Starter Coverage
Term life insurance provides economical coverage for a specified period of time, such as 10, 15, 20, 25 or 30 years. You choose the coverage period that suits your family’s needs. And term life insurance provides the coverage you need for a fraction of the cost of a permanent plan of life insurance, such as whole life or universal life. Later, it also can be converted to permanent coverage without proof of insurability.

Buy Term, Invest the Difference
Term life insurance is usually inexpensive, so you can purchase the coverage you need and invest the savings in your future.

Contact an Agent
Product and rider availability varies by state. Underwriting requirements apply. This is not a policy. To obtain a quote, report a claim or learn more about the value of Cincinnati Life's term insurance products, please find your local independent agency today.